Our fast-paced lifestyles can often lead to accidents in or out of the home. If an injury occurs, getting the right treatment can be vital, but it can also be expensive.
Provincial Health Insurance and group benefits plans may only cover some of the costs associated with recovery. But if an accident keeps an employee out of work during or following treatment, bills can quickly pile up, causing stress for them and their family. Accident Insurance from Allstate Benefits pays benefits regardless of any other insurance they may have, so they can stress less and focus on recovery.
Here’s How It Works: In the event of an accident, this valuable coverage pays a covered employee cash benefits for a variety of covered occurrences, including home or long-term care services, dislocation or fracture, burns, rehabilitation and more. With Accident Insurance from Allstate Benefits, employees have the financial support to pay bills related to an accident, such as transportation, home or vehicle modifications, lodging or out-of-town treatment. They can also use this cash benefit to help pay for expenses, such as rent or mortgage and other daily living expenses.
Why Is Accident Coverage Important?
The number of injuries suffered by Canadians in one year, both on- and off-the-job, includes:
ON-THE-JOB
241,508 1
OFF-THE-JOB
3,723,744 2
Injuries are the leading cause of death for Canadians between the ages of 1 and 44 and the fourth leading cause of death for Canadians of all ages.³
1 https://www.ccohs.ca/events/mourning/
2 http://www.parachutecanada.org/research/item/about-injuries
3 https://www.canada.ca/en/public-health/services/injury-prevention/facts-on-injury.html