Critical Illness insurance with Medical Care Support Services from Allstate Benefits provides financial support if an employee is diagnosed with a covered critical illness as well as medical care support services from Medisys, a Canadian company with strong health system navigation expertise. As an integral, value-added part of the Critical Illness insurance plan, this benefit provides employees with access to a Medisys Nurse Navigator who acts as the first point of contact to help file a claim or navigate through questions or concerns. If a covered employee chooses to obtain a second opinion or treatment in the U.S., Medisys will connect them with staff at PinnacleCare, a U.S.-based health advisory service.
Here’s How It Works: Employees choose benefits to protect themselves and any family members. Then, if diagnosed with a covered critical illness, they will receive a cash benefit based on the percentage payable for the condition. If they have a question regarding a diagnosed or suspected critical illness, or need help filing a claim, a Nurse Navigator can help address their concerns. Covered critical illnesses include: heart attack, stroke, major organ failure, kidney failure, carcinoma in situ, invasive cancer, Alzheimer’s and Parkinson’s disease, amyotrophic lateral sclerosis (ALS) and more – depending on which coverage is selected.
Why Is Critical Illness Coverage Important?
* CPHD Report on the health status of Canadians 2018 https://www.canada.ca/en/public-health/corporate/publications/chief-public-health-officer-reports-state-public-health-canada/2018-preventing-problematic-substance-use-youth.html
**Canadian Cancer Society – Cancer statistics at a glance. www.cancer.ca